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@gatewaywatermoldplusOctober 26, 2026

Gateway Water Mold Voyage

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Does Homeowners Insurance Cover Mold Testing? Gateway Water & Mold Explains

If you have ever spotted a patch of discoloration on a wall or caught a musty smell in a basement, you have probably wondered who pays for the investigation. Mold testing is not cheap, and the question of whether homeowners insurance covers it comes up a lot in St. Louis. The short answer is usually no, but the real story depends on the cause of the moisture, the wording of your insurance policy, and the type of mold inspection you need. Gateway Water & Mold, a mold insp

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